Small Business Credit Underwriter

Help Redefine Business Lending


Desired Start Date: As soon as possible

Job Location: Toronto - Bathurst and Richmond


We are Canada’s first and only regulated peer-to-peer lending platform focused on small business. Our team is passionate about helping small business and collaborating and contributing in a fun, friendly, and high-performing environment. With this position, you will create tremendous value not only for our team at Lending Loop, but for the Canadian economy as a whole.


Key Responsibilities

  • Your main responsibility will be to assess borrowers’ creditworthiness and make lending decisions. This entails analyzing financial statements, information provided in borrowers’ loan applications, credit bureau information, and other third party data.

  • You will communicate with Business owners during the assessment process and ask questions pertaining to the specifics of their business.

  • You will work closely with our Borrower Sales and Account Management Team to improve the internal underwriting process. You will also work to optimize the application and funding experience for borrowers.

  • You will work to identify potential gaps in the adjudication process and identify areas in need of further control.

  • You will actively provide feedback to the risk modeling team and provide suggestions on how to strengthen our underwriting models and policies.


Desired Qualities, Skills, and Experience

  • At least 2 years of experience in small business or commercial loan underwriting

  • Experience interpreting financial information in the context of small business credit quality

  • Strong analytical and communication skills

  • Ability and drive to improve processes and solve problems

  • Openness to learning and teaching others in a team environment; Ability to work independently

  • Strong verbal and written communication skills

  • Enthusiasm for a fast-paced, team-oriented startup


To apply for this position, please email careers@lendingloop.ca with a brief paragraph about yourself, why you would be the ideal candidate for Lending Loop, your resume and a link to your Linkedin profile.


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